Our goal is simple. Make merchant cash advance funding easier to understand, quicker to access, and more transparent for UK businesses.

We understand that many businesses, especially in sectors like retail, hospitality, ecommerce, and construction, need funding that moves at the same pace as their revenue. Traditional business loans can be slow and restrictive. A merchant cash advance offers a more flexible alternative, with repayments linked directly to your daily card sales.
MCA Loan is designed specifically for businesses that:
MCA Loan is part of a wider broker network built by the team behind Funding Agent, a UK-based finance platform that connects businesses to a panel of over 150 lenders.
By combining industry expertise with smart technology, we streamline the process of finding the right merchant cash advance provider, reducing paperwork and speeding up decisions. This means you can check your eligibility, compare options, and access funding with minimal friction.
We focus purely on merchant cash advances, which means everything on our platform is built around this funding type. That includes:
Our mission is to become the go-to destination in the UK for merchant cash advance funding, offering both education and access. Whether you are exploring your options or ready to apply, MCA Loan gives you the tools and support to make informed funding decisions.